Hotels, Casinos & Habitational Insurance

Specialized coverage for hotels, casinos, and habitational properties

Product Overview

XRISK offers comprehensive insurance solutions for hotels, casinos, and habitational properties. Our specialized coverage is designed to address the unique risks faced by property owners and managers in the hospitality and residential sectors.

With our deep industry expertise, we understand the specific challenges and exposures in these markets and provide tailored coverage options that protect your clients' investments while offering competitive terms and pricing.

Coverage Options

Hotels & Resorts

Comprehensive coverage for hotels, motels, and resort properties.

  • Property coverage
  • General liability
  • Liquor liability
  • Business interruption
  • Equipment breakdown
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Casinos & Gaming

Specialized coverage for casinos and gaming establishments.

  • Property coverage
  • General liability
  • Crime coverage
  • Business interruption
  • Equipment breakdown
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Condominiums & HOAs

Tailored coverage for condominium associations and homeowners associations.

  • Property coverage
  • General liability
  • Directors & Officers liability
  • Equipment breakdown
  • Crime coverage
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Apartments & Multi-Family

Comprehensive coverage for apartment buildings and multi-family properties.

  • Property coverage
  • General liability
  • Loss of rents
  • Equipment breakdown
  • Crime coverage
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Eligible Properties

  • Full-service hotels
  • Limited-service hotels
  • Extended-stay hotels
  • Boutique hotels
  • Resorts
  • Casinos
  • Gaming establishments
  • Condominium associations
  • Homeowners associations
  • Apartment buildings
  • Multi-family dwellings
  • Student housing
  • Senior living communities
  • Mixed-use residential/commercial buildings

Program Highlights

  • Competitive rates for hard-to-place risks
  • Property limits up to $50 million per location
  • General liability limits up to $1 million per occurrence/$2 million aggregate
  • Liquor liability coverage available
  • Equipment breakdown coverage
  • Business income and extra expense coverage
  • Crime coverage
  • Directors & Officers liability for associations
  • Flexible deductible options
  • Experienced claims handling
  • Risk management services
  • Quick quote turnaround

Ready to Submit a Risk?

Contact our team of hotel, casino, and habitational specialists to discuss your client's needs and get a quote.

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XRISK Wholesale & Specialty Insurance Solutions | 714 W. Olympic Boulevard, Suite 906, Los Angeles, CA 90015

XRISK INC d/b/a XRISK Wholesale & Specialty Insurance Solutions in California | CA Surplus Lines Agency Broker License: 6015938