Garage Services Insurance - Xrisk Wholesale & Specialty Insurance Solutions

Product Overview

XRISK offers comprehensive insurance solutions for auto service, repair, and towing operations. Our specialized coverage is designed to address the unique risks faced by businesses in the automotive service industry, from small repair shops to large service centers.

With our deep industry expertise, we understand the specific challenges and exposures in the garage services sector and provide tailored coverage options that protect your clients' businesses while offering competitive terms and pricing.

Coverage Options

Auto Service & Repair

Comprehensive coverage for auto service and repair operations.

Garage Liability
Garage Keepers Liability
Property Coverage
General Liability
Tools & Equipment Coverage

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Towing Operations

Specialized coverage for towing and roadside assistance providers.

On-Hook Coverage
Garage Liability
Auto Physical Damage
General Liability
Property Coverage

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Specialty Repair

Tailored coverage for specialized automotive repair operations.

Garage Liability
Garage Keepers Liability
Property Coverage
Equipment Breakdown
Business Interruption

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Auto Parts & Recycling

Comprehensive coverage for auto parts retailers and recycling operations.

Property Coverage
General Liability
Products Liability
Environmental Liability
Business Interruption

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Eligible Operations

Non-Dealer Operations

Alarm Installation or Repair
Auto Maintenance and Repair
Detailers
Farm Equipment Repair
Gasoline Stations & Convenience Stores
Impound Yards
Machine Shops
Motorcycle Repair
Mobile Auto Repair
Valet Parking
Wrecker not for hire
Salvage Yards
Oil Change Shops
Transmission Repair
Brake Repair Shops
Vehicle Conversions
Heavy Truck Service
Tire Dealers
Classic Vehicle Service

Towing Operations

Auto Club Contractors
Auto Body Shop Towing
Mechanical Repair Facility Towing
Roadside Service Providers
Rotational Towing Operations
Emergency Towing Services
Heavy Duty Towing
Flatbed Towing Services
Accident Recovery Services
Impound Lot Operations

Coverages Offered

Garage Liability
Garagekeepers
Building/Property/General Liability
Customer Loaner & Rental Vehicles
Business Income
Office & Shop Equipment
Contents/Stock/Equipment
Employee Tools
Employee Dishonesty
Computer Fraud
Employee Benefit Liability
Damage to premises you rent
Increased coverage for fences, signs etc.
Uninsured and Underinsured Motorist Coverage
Personal Injury Protection
Additional Insured Endorsements
Products & Completed Operations
Personal & Advertising Injury
On-Hook Coverage
Ability to package with Property, GL and Inland Marine

Program Highlights

Competitive rates for hard-to-place risks
Garage liability limits up to $1,000,000 per occurrence
Garagekeepers coverage up to $500,000
Property coverage with special form available
Flexible deductible options
Experienced claims handling
Risk management services
Quick quote turnaround
Dedicated customer service team
Coverage available in most states

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Contact our team of garage services specialists to discuss your client's needs and get a quote.

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