Commercial Auto Insurance

Specialized coverage for commercial vehicles and transportation services

Product Overview

XRISK offers comprehensive commercial auto insurance solutions designed to meet the unique needs of transportation businesses. Our specialized coverage options provide protection for a wide range of commercial vehicles and services, from rideshare and taxi operations to limousine services and public auto/livery.

With our deep industry expertise, we understand the specific risks and challenges faced by commercial auto businesses and offer tailored coverage options that address your clients' unique needs and risk profiles.

Learn more about our specialized solutions for Modern Mobility Fleets, including rideshare, delivery, taxi, and limousine services.

Coverage Options

Rideshare/TNC

Specialized coverage for rideshare and transportation network company drivers.

  • Coverage for all rideshare periods
  • Liability limits up to $1M
  • Physical damage options
  • UM/UIM coverage available
  • PIP/Med Pay options
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Public Auto/Livery

Comprehensive coverage for public transportation and livery services.

  • Airport shuttle services
  • Charter bus operations
  • Sightseeing tours
  • Non-emergency medical transport
  • Employee transportation
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Taxi & Car Service

Tailored coverage for taxi fleets and car service operations.

  • Traditional taxi operations
  • Black car services
  • Airport transportation
  • Corporate car services
  • On-demand transportation
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Limousine Services

Specialized coverage for limousine and luxury transportation providers.

  • Stretch limousines
  • SUV limousines
  • Party buses
  • Executive transportation
  • Special event services
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Eligible Operations

  • Rideshare drivers (Uber, Lyft, etc.)
  • Taxi companies and independent operators
  • Black car and executive car services
  • Airport shuttle services
  • Limousine companies
  • Party bus operators
  • Charter and tour bus services
  • Non-emergency medical transportation
  • Corporate transportation services
  • Sightseeing and tour operations
  • Hotel shuttle services
  • And many more...

Program Highlights

  • Competitive rates for hard-to-place risks
  • Liability limits up to $1,000,000 CSL
  • Physical damage coverage options
  • UM/UIM coverage available
  • PIP/Med Pay options
  • Experienced claims handling
  • 24/7 claims reporting
  • Flexible payment options
  • Quick quote turnaround
  • Dedicated customer service team

Ready to Submit a Risk?

Contact our team of commercial auto specialists to discuss your client's needs and get a quote.

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XRISK Wholesale & Specialty Insurance Solutions | 714 W. Olympic Boulevard, Suite 906, Los Angeles, CA 90015

XRISK INC d/b/a XRISK Wholesale & Specialty Insurance Solutions in California | CA Surplus Lines Agency Broker License: 6015938