Auto Dealers Insurance

Product Overview

XRISK offers comprehensive insurance solutions for auto dealers of all types. Our specialized coverage is designed to address the unique risks faced by dealerships, from traditional car dealers to specialty vehicle retailers.

With our deep industry expertise, we understand the specific challenges and exposures in the auto dealer sector and provide tailored coverage options that protect your clients' businesses while offering competitive terms and pricing.

Coverage Options

Eligible Dealer Types

• Antique or Classic Auto Dealer
• Auto Auctions
• Camper or Travel Trailer Dealer
• Contractors Equipment Dealer
• Emergency Vehicle Dealer
• Farm Equipment Dealer
• Heavy Truck Dealer
• Motorcycle Dealer
• RV Dealer
• Semi-Trailer Dealer
• New Car Dealer
• Used Car Dealer
• Exotic Car Dealer
• ATV & Off-Road Vehicle Dealer
• Boat & Marine Dealer
• Golf Cart Dealer
• Wholesale Auto Dealer

Coverages Offered

• Garage Liability
• Garagekeepers
• Dealers Physical Damage
• Uninsured and Underinsured Motorist Coverage
• Personal Injury Protection
• Additional Insured Endorsements
• Auto Dealer's Acts, Errors or Omissions
• Property Coverage
• General Liability
• Business Income
• Employee Dishonesty
• Computer Fraud
• False Pretense Coverage
• Title E&O Coverage
• Demonstration Coverage
• Drive-Away Collision Coverage
• Ability to package with Property, GL and Inland Marine

Program Highlights

• Competitive rates for hard-to-place risks
• Garage liability limits up to $1,000,000 per occurrence
• Dealers physical damage limits based on inventory value
• Property coverage with special form available
• Flexible deductible options
• Experienced claims handling
• Risk management services
• Quick quote turnaround
• Dedicated customer service team
• Coverage available in most states

Ready to Submit a Risk?

Contact our team of auto dealer specialists to discuss your client's needs and get a quote.